One ecosystem. Many doorways.
Each product is built with the others in mind. Pick the one closest to your need — or build with all of them.
Three layers, one rail.
The architecture is intentional — every product sits on a shared base of identity, settlement and logistics.
QUATAPAY moves money — wallets, settlement, issuing, acceptance.
ABAQWA helps businesses manage operations, sales and analytics from one system.
QUATAFOOD, 88BASKET, O3MALL, 88BRICKZ, QMEDIQ deliver experiences.
Connected ecosystem vs standalone tools.
The shape of the system changes the economics. Here’s what shifts when payments, business operations and commerce share a foundation.
- Customer identityOne per appShared across products
- Wallet balanceEach product separateOne balance everywhere
- Compliance & KYCRepeated per vendorReused across the rail
- Settlement windowVaries by networkTargeting same-day on supported corridors
- Cross-product loyalty
- Vendor contractsSeveral per stackOne
- Time to launch a new product on the railMonthsWeeks
Comparison reflects how the QUATA ecosystem is designed. Settlement windows, loyalty mechanics and onboarding timelines depend on the partner network and product mix at launch.
Designed to be safe by default.
Every product on the ecosystem inherits the same security baseline, audit trail and operational controls.
TLS everywhere, envelope encryption for sensitive fields.
Per-permission scopes for every staff and partner role.
Every admin action attributed and queryable.
PCI-DSS scope minimised, regional data residency available.
Live, expanding and on the roadmap.
QUATA serves customers across the continent, with rolling expansion through 2026 and 2027.
Things builders ask first.
Build with the rail powering Africa's daily life.
Whether you're a merchant, a rider, a bank or a builder — there is a way to plug into QUATA. Start with a single conversation.