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All-in-one payments for modern African businesses.
Mobile money, cards and wallets — unified into one merchant account with real-time settlement visibility.

QUATAPAY is a next-generation payment and financial infrastructure platform designed to enable businesses and individuals across Africa to send, receive and manage money seamlessly. Built for reliability, scalability and local market realities, QUATAPAY brings mobile money, cards and digital financial tools into a unified system — empowering merchants to accept payments, manage transactions and scale without friction.
The capabilities that ship today, and the design choices behind them.
Accept MTN MoMo, Orange Money, Visa and Mastercard from one merchant account. No separate gateways, no separate settlements.
Real-time transaction tracking, settlement visibility, refund tooling and downloadable reports for finance teams.
Sell anywhere — share a link or print a QR. No website required and no checkout to build.
Clean REST APIs, signed webhooks and SDKs in JavaScript and Python so you can ship a checkout in an afternoon.
Idempotent transfers, duplicate-payment guards and per-merchant velocity rules baked into the rail.
Same-day settlement on supported corridors with automated payouts to bank or wallet.
A few of the most common ways teams put this product to work.
Replace cash and disjointed gateways with one terminal, one dashboard and one settlement window.
Embed checkout, payment links or QR codes — no PCI scope to manage on your side.
Split payments between vendors, hold funds in escrow and orchestrate payouts from one API.
Each integration is wired in as a primitive — not glued on with webhooks after the fact.
A 30-minute scoping call to understand your stack, geography and goals.
Get API keys and a fully working sandbox to test the integration end-to-end.
Run KYB, security review and contract in parallel with engineering work.
Phased rollout with a named QUATA partner success lead.


Whether you're a merchant, a rider, a bank or a builder — there is a way to plug into QUATA. Start with a single conversation.