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BetaPaymentsLaunching May 2026

QUATAPAY

All-in-one payments for modern African businesses.

Mobile money, cards and wallets — unified into one merchant account with real-time settlement visibility.

  • Mobile Money + cards in one place
  • Merchant dashboard with transaction tracking
  • Payment links and QR-based payments
QUATAPAY logo
Built on the QUATA rail

Overview

QUATAPAY is a next-generation payment and financial infrastructure platform designed to enable businesses and individuals across Africa to send, receive and manage money seamlessly. Built for reliability, scalability and local market realities, QUATAPAY brings mobile money, cards and digital financial tools into a unified system — empowering merchants to accept payments, manage transactions and scale without friction.

Mobile Money + cards in one place
Merchant dashboard with transaction tracking
Payment links and QR-based payments
What you get

Inside QUATAPAY.

The capabilities that ship today, and the design choices behind them.

Feature 01
Multi-channel acceptance

Accept MTN MoMo, Orange Money, Visa and Mastercard from one merchant account. No separate gateways, no separate settlements.

Feature 02
Merchant dashboard

Real-time transaction tracking, settlement visibility, refund tooling and downloadable reports for finance teams.

Feature 03
Payment links & QR

Sell anywhere — share a link or print a QR. No website required and no checkout to build.

Feature 04
Developer APIs & webhooks

Clean REST APIs, signed webhooks and SDKs in JavaScript and Python so you can ship a checkout in an afternoon.

Feature 05
Reliability & risk controls

Idempotent transfers, duplicate-payment guards and per-merchant velocity rules baked into the rail.

Feature 06
Settlement & payouts

Same-day settlement on supported corridors with automated payouts to bank or wallet.

Use cases

Who ships with QUATAPAY.

A few of the most common ways teams put this product to work.

1
Retail & SMBs

Replace cash and disjointed gateways with one terminal, one dashboard and one settlement window.

2
Online merchants

Embed checkout, payment links or QR codes — no PCI scope to manage on your side.

3
Marketplaces & platforms

Split payments between vendors, hold funds in escrow and orchestrate payouts from one API.

<1s
Wallet transfer
99.95%
Operational uptime SLA
MoMo + Cards
Channels supported
Same-day
Settlement window
Ecosystem fit

How QUATAPAY connects.

Each integration is wired in as a primitive — not glued on with webhooks after the fact.

Get started

From conversation to live in weeks, not quarters.

01
Talk to us

A 30-minute scoping call to understand your stack, geography and goals.

Same week
02
Sandbox access

Get API keys and a fully working sandbox to test the integration end-to-end.

Day 1
03
Compliance & due diligence

Run KYB, security review and contract in parallel with engineering work.

1–3 weeks
04
Go live

Phased rollout with a named QUATA partner success lead.

Production
FAQ

QUATAPAY — what people ask first.

MTN Mobile Money and Orange Money are first-class at launch. Additional networks roll out by corridor in 2026.
Explore more

Other products in the ecosystem

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Build with the rail powering Africa's daily life.

Whether you're a merchant, a rider, a bank or a builder — there is a way to plug into QUATA. Start with a single conversation.

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